Record-high car prices coupled with high interest rates are leading to huge monthly car payments for many Americans.

In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

Edmunds data shows new-car loan rates have been falling, but higher vehicle prices are pushing monthly payments higher.

Car loans are getting longer as prices and interest rates rise. Lower monthly payments may look appealing, but longer terms ...

If you're shopping for a new car right now, you've got a rare advantage working in your favor. 60-month auto loan rates ...

Refinancing can help you get a lower monthly payment or a reduced interest rate Written By Written by Staff Loans Editor, WSJ | Buy Side Hannah Alberstadt is a Buy Side staff editor specializing in ...

Another financial quarter of American car loan data is in the books, and Edmunds has published its latest analysis on what the average loans look like for new and used vehicles. Perhaps unsurprisingly ...

The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If you're ...

Consider strategies like refinancing, selling your car and asking your lender for flexibility when trying to reduce your car payment Written By Written by Staff Loans Writer, Buy Side Emily Sherman is ...

New information released this week from TransUnion and LendingTree showed the growing risk auto-finance providers are ...