Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. It wasn’t too long ago that people used to balance their ...

If some banks or financial institutions have long been poised to abandon paper records, an area representative to Congress is saying “Not so fast.” U.S. Rep. Mike Turner, R-Dayton, said he ...

Bank statement loans are a type of non-qualified (non-QM) mortgage, which may make it easier for self-employed borrowers to buy a home. Lenders can use previous bank statements to vet potential ...

For these borrowers, the program evaluates actual cash flow rather than tax-restricted paperwork—offering a smarter route to approval. Tax returns often understate self-employed income because of ...

If your stack of personal paperwork is piling up, it may be time to find a shredder. According to the Federal Trade Commission, more than 1.1 million cases of identity theft were reported in 2022.