The new super catch-up contribution is extra money that workers are allowed to save in a 401(k) or other workplace retirement plan if they'll be between the ages of 60 and 63 by the end of the year.

Seyfarth Synopsis: On September 15, 2025, the Department of the Treasury and the Internal Revenue Service (“IRS”) issued final regulations (“Final Regulations”) implementing key provisions of the ...

You’re not alone if you’re 50 or older and feeling behind on. Often, people reach their peak earning years without having saved enough for the retirement they envisioned. A Bankrate survey found that ...

2026 brings changes to your 401(k) catch up contributions that you need to know about. Ignoring them could bring IRS hassles or a surprise tax bill. If you are participating in your 401(k) at work, ...

The SECURE 2.0 Act introduced a new provision known as the “super catch-up” for individuals aged 60 to 63, allowing them to contribute more to their 401(k) accounts starting in 2025. Specifically, ...

Beginning in 2026 401(k) participants who are age 50 or older and high earners will face new rules regarding how and if catch-up contributions can be made to their employer’s 401(k) plan. Starting in ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Designed to bolster retirement savings, catch-up ...

Catch-up contributions let you add extra savings to your retirement accounts as you near the end of your earning years. Under new rules, if you earn over a certain income threshold, your catch-up ...

On January 10, 2025, the Department of the Treasury and the Internal Revenue Service issued proposed regulations related to two new catch-up contribution provisions under the SECURE 2.0 Act of 2022 ...