When a five- or six-figure check hits your account, it can feel like instant money. In reality, a quiet chain of bank rules, ...

There are many ways to deposit a check, including through a bank branch, ATM, smartphone, online or through the U.S. Postal Service. Precautions should be taken when depositing checks, such as ...

Large checks follow a slower, stricter clearing process, and most of the money isn't available right away. Here's what actually happens behind the scenes.