Visa-MasterCard settlement follows long-running legal battle and gives merchants more flexibility on card acceptance.

But talking with defense attorney, Blake Ballin, you quickly find out there is still work to be done. Ballin said court cost payment plans cannot be set up, clerks still cannot access information, and ...

Knowing the timeline between charge-offs and collections can help you take action before the issue gets worse.

Could your debt be reduced or forgiven? Take our financial relief quiz. Major credit scoring models like FICO and VantageScore consider your payment history the most important factor in determining ...