How does a personal loan affect your credit score? Learn how your borrowing habits shape your finances and see ways to use personal loans to your advantage.

Private-credit firms tend to accept much higher loan-to-value ratios than banks, raising default risks, Moody’s says.

Amid elevated interest rates, heightened regulatory scrutiny, and tighter credit conditions, U.S. real estate developers are ...

CFPB research has indicated that medical debt on credit reports is “a poor predictor” of whether a person will repay a loan, ...

If you have bad or poor credit as defined by FICO (a score of 350 to 579), you won’t be able to qualify for a personal loan unless you apply with a co-signer. However, while some lenders require ...

Adding this competitor created by the big three credit bureaus likely means credit score prices will go up, not down.

The Trump administration joined with trade groups to ask a court to overturn a Biden-era rule that aimed to limit the impact ...

RBI in 2024 directed the cooperative banks that any crop loan up to ₹2 lakh to the members be given without any collateral.