Removing accurate and timely information from your report is generally not possible. This is true for hard inquiries as well, ...

BNPL transactions didn’t appear on credit reports and so they didn’t affect your creditworthiness. But policies are changing, at least at Experian, one of the ...

You can use "Buy Now, Pay Later" for just about everything now, from Costco purchases to DoorDash (although that doesn't mean ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

However, if you’re evicted for non-financial reasons, such as violating lease terms, then the eviction won’t impact your ...

Bankruptcy damages your credit and stays on your credit reports for years. Fortunately, you can rebuild your credit score ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

Improving your credit after taking a hit isn’t always easy, but it’s doable. It depends on what happened, how long it’s been, ...

A new study finds that tenants who pay their rent on time can see “significant increases” if the payments are reported to ...

The company behind the FICO score is going to start including a person's 'buy now, pay later' payment history in its credit ...

Can you actually boost your score in weeks instead of years? I decided to ask ChatGPT for the fastest ways to raise a credit ...

From canceling old cards to cosigning for loved ones, these surprising missteps can quietly hurt your score. Learn what ...