Spending fell 4.7% from September, and 3% year-on-year, to £765 Average active balances decreased by 0.7% month-on-month to £1,900 although they remain 4.7% higher than the same month in 2024 The ...

A credit report is a detailed record of your credit history, compiled by bureaus. Learn what’s included and how you can access your credit report for free.

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Credit quality assesses financial solvency using credit scores for people and credit ratings for entities. Learn its impact ...

Small and medium-sized enterprises (SMEs) are crucial in driving economic growth, fostering innovation, and creating employment opportunities. However, one of the most common challenges they face is ...

The Financial Conduct Authority has launched a consultation which could lead to better access to credit for consumers and ...