Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

If you're a homeowner looking for lower-cost borrowing options, you may consider a home equity loan or HELOC today.

HELOC rates are a little higher than current mortgage rates, but they could still allow a homeowner to save money on borrowing for construction costs or consolidating debt when compared to ...

Our other picks for lenders offering the best HELOC rates not only offer competitive rates but also accessible customer support and quick application processes.

Current home equity loan rates are a little bit lower than current HELOC rates. If you're looking to fund a home improvement project or repair, a home equity loan can be an affordable way to do so.

A home equity line of credit (HELOC ... listed are accurate as of the date of publication. As financial rates can fluctuate, the current APRs may differ. We strive to update our data regularly ...

Minimums: You typically must convert a certain minimum to get a HELOC rate lock, which could be $2,000 up to $5,000, but it ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up ...

Another week, another decline in HELOC rates. The average rate on a $30,000 home equity line of credit (HELOC) fell to 8.06 ...

A variable-rate HELOC, on the other hand ... and it’s a job we don’t take lightly. “Current market levels for the year 2025 suggest the optimum available HELOC is about 6.6% APR,” says ...

Compare two options for accessing the cash in your home — cash-out refinancing or home equity loans — to pay for renovations, consolidate debt or support education expenses. Includes pros, cons and ...