The average U.S. FICO® Score is 715, according to credit monitoring bureau Experian, where it's remained since 2023. FICO is ...

A credit score of 800 or above is considered excellent and comes with the same benefits as a perfect 850 score. Benefits of ...

and by early 2024 my credit score was over 800. I knew it was good to have excellent credit, but no one ever sat me down and told me exactly why, so I asked a credit expert from one of the three ...

Once you get a good, or even excellent credit score, don’t rest on your laurels. Good credit hygiene, like keeping up with all of your credit card or loan payments, can help you qualify for ...

For example, a 30-day missed payment "can drop a fair credit score anywhere from 17 to 37 points and a very good or excellent credit score 63 to 83 points," said CNBC Select, while a longer ...

Visit americanexpress.com to learn more. An excellent credit score (800 to 850) allows you to qualify for the best credit card offers. Most of the top cards require good or excellent credit if you ...

An excellent credit score gives you the best chance of receiving a low interest rate on a personal loan. Before applying, check your credit report to ensure your score is in the best shape and ...

Does that mean hitting the highest possible credit score — 850 — is a goal worth striving for? Admittedly, a good to excellent credit score can make a major difference in a person's financial ...

Visit americanexpress.com to learn more. Building and maintaining an excellent credit score opens up a lot of opportunities, including access to some of the best credit cards on the market.