All home buyers who use an FHA loan will need to pay mortgage insurance premiums, otherwise known as MIPs. These premiums insure lenders and guarantee they will be paid even if a borrower defaults ...

If you're thinking about buying a home, an FHA loan might be worth considering. FHA loans exist to help people get into ...

Refinance your FHA mortgage without an appraisal, minimum credit score or income verification. That's the FHA streamline refi ...

Owning a home is a dream for many. Whether it’s a townhouse in the city, a condo, or a single-family home, having a place to ...

Layoffs at FHA could potentially slow down the agency’s work, which includes providing over $1.3 trillion in mortgage insurance for single-family homes, multifamily properties and health care ...

You’ll need an escrow account to pay insurance and taxes Robert Daly / Getty Images Federal Housing Administration (FHA) loans require all borrowers to have escrow accounts. The accounts are ...

FHA loans don't come with private mortgage insurance, but borrowers do have to mortgage insurance premiums (MIP), which are slightly different: You'll pay 1.75% of the loan balance up front and ...

The FHA is one of the largest mortgage insurers in the world and has insured more than 40 million home loans since 1934, according to the agency’s website. The insurance is a key resource for ...

an FHA loan could be the way to go if you qualify. However, with the flexibility of the smaller down payment come some potential downsides, such as having to pay mortgage insurance premiums.