Loans that are insured by the FHA have lower down payment requirements than conventional loans and tend to be a more affordable option for first-time homebuyers. However, even an FHA loan has fees ...

An FHA loan is a mortgage insured by the Federal Housing Administration. This government agency guarantees the loan, but it doesn’t actually lend money. Instead, lenders who participate in the ...

The Federal Housing Administration (FHA), part of the U.S. Department of Housing and Urban Development (HUD), provides insurance for a type of reverse mortgage known as a home equity conversion ...

You’ll need an escrow account to pay insurance and taxes Robert Daly / Getty Images Federal Housing Administration (FHA) loans require all borrowers to have escrow accounts. The accounts are ...

As home values continue to rise, many homeowners seek financial solutions that align with their property’s new, increased values. Reverse mortgages offer a compelling option for seniors looking to ...

The organizations play a critical role in our economy, providing affordable single family mortgage loans to enable ...

Mortgage options that require no downpayments include VA and USDA loans while low downpayment programs include FHA loans.

Layoffs at FHA could potentially slow down the agency’s work, which includes providing over $1.3 trillion in mortgage insurance for single-family homes, multifamily properties and health care ...

Loan officers are seeing increase demand for government mortgages, and if rates go lower, there could be a wave of refinances ...