The advantages of refinancing a mortgage can include lowering your interest rate, changing your loan term and unlocking some ...

While you still live in the home, you can borrow against your equity too, using tools like home equity loans and home equity lines of credit (HELOCs). Not to be confused with refinancing ...

A fixed rate can protect you when general interest rates are rising. However, with some fixed-rate HELOCs, you can end up ...

A personal loan is short-term financing that you can get to pay off a debt or make a large purchase. Find out if it's right ...

Home equity loans and home improvement loans can fund your home remodel projects, but they serve different needs with ...

With inflation steadily rising in recent months, some homeowners may want to consider a HELOC for help. Here's why.

While a HELOC has pros and cons, this loan can help you cover home renovations, emergency expenses, debt consolidation and more. Here’s our expert list of some of the best HELOC lenders of 2025 ...

Show Pros, Cons, and More An icon in the shape of an angle pointing down. Citizens Bank offers both a traditional HELOC and its GoalBuilder HELOC. Its GoalBuilder HELOC offers loan amounts as low ...

Kim is a freelance contributor to Newsweek’s personal finance team. She began her career on the Bankrate copy desk in 2010, worked as a managing editor at Macmillan and went full-time freelance ...

Discover the minimum credit score you need to get a HELOC. Home equity lines of credit let you borrow against your home’s equity. You can use these financial products to consolidate debt, pay ...

Refinancing a home could help you achieve short- and long-term goals. But in many cases, refinancing isn’t the only or best choice. When deciding if the disadvantages of refinancing a home loan ...

Not offered by all lenders With lenders developing and refining their HELOC products so quickly, these pros and cons may change. However, borrowers should soon recognize the ones that apply when ...