Jake Safane has nearly 15 years of journalism and marketing experience on topics ranging from local entrepreneurship to international banking. He has written for publications such as The Economist, LA ...

Want to use your home equity to pay for a project or refinance debt? Shop NerdWallet’s expert picks for the best home equity loans. Better earned top marks, and our research can help you find options ...

Of all the differences between owning a home and renting one, the opportunity homeowners have to build equity may be the most significant. Through a combination of market appreciation and years of ...

If you're a homeowner who has paid down a chunk of your mortgage or whose house has gained value, you might be able to take out a loan secured by your home equity. However, having equity in your home ...

The recent spike in the cost of living has forced many people to resort to credit cards to keep their family budgets from ...

A home equity loan allows you to access the ownership stake you've built in your home to accomplish your financial goals. Home equity loans are generally disbursed as a lump sum and repaid in fixed ...

Interest rates have been falling across the board lately — on mortgage loans, on savings accounts, and, lucky for homeowners, on home equity products, too. The latter have dipped quite a bit, actually ...

After years of rapid home price appreciation and historically low interest rates, nearly 50 million mortgage holders are now sitting on a mountain of tappable home equity. Financial experts say there ...

If you find yourself in need of a large, six-figure amount of money this September – whether it's used to pay down growing credit card balances, make delayed home repairs and renovations or pay for ...

American homeowners with a mortgage are sitting on close to $17.9 trillion in home equity, which equates to an average of roughly $310,000 per borrower, according to a report published in July 2026 by ...