Home equity loans this spring may be smart in some scenarios, but ill-advised in others. Here's what to consider.

Decide whether a home equity loan or line of credit is best suited for your financial goals ...

If you own a condo, you've likely watched your property value climb over the past few years, even as higher mortgage rates and cooling home sales have reshaped the broader housing market. And with ...

Homeowners spent much of 2025 watching borrowing costs finally ease after two years of elevated rates, and by the end of the year, home equity loan interest rates had followed mortgage rates lower as ...

Borrowing costs are finally easing for homeowners as the Federal Reserve cuts rates. Home equity loan and home equity line of credit (HELOC) interest rates have been consistently declining, making it ...

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Borrowing six figures' worth of home equity may not seem like the most obvious borrowing choice on the surface. But with the average home equity amount worth hundreds of thousands of dollars right now ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Yes, you can have both a HELOC and a home equity loan at the same time, ...

Rushing to pay off your mortgage can quietly drain the retirement accounts you'll need most. Here's why timing and balance matter more than speed.