My problem is that I don’t know how to spend money in a way that helps me enjoy myself or makes my life better or more comfortable. I can afford to spend more than I do — in fact, I could buy just ...

Got a question about investing, how it fits into your overall financial plan and what strategies can help you make the most out of your money? You can write to me at beth.pinsker@marketwatch.com.

During the pandemic, many of my friends hit hard times. One of my oldest friend's mother fell down the stairs and was hospitalized in February 2020. A few months later, another friend broke up with ...