Consumers with HDHPs may be able to use indemnity insurance to pay medical bills that hit before they have met their deductibles. Issuers of indemnity health insurance use provisions in the Affordable ...

As outlined previously, in late March 2024, the Biden Administration released final regulations setting new standards for short-term, limited duration health insurance (STLDI) and requiring expanded ...

Obamacare plans have reached the edge of a cliff. The U.S. government has shut down because Democrats and Republicans disagree on how much taxpayers should subsidize premiums. Health care is a service ...

We would have very few public policy problems if we followed one of my rules for rational public policy: let the markets handle all the problems markets can solve; turn to government only to meet ...

Federal officials have ended their latest efforts to ban the sale of stand-alone fixed indemnity insurance plans that do not meet the standards of the Affordable Care Act, reports The Wall Street ...

This post addresses how PPACA will effect fixed indemnity plans. Because so much of the law is still unclear, one specific caveat must be made: this article assumes that all the provisions of PPACA ...

MINNETONKA, Minn. – UnitedHealthcare has introduced nationwide new Hospital Indemnity Protection plans that provide a cash benefit to help fund employees’ out-of-pocket medical expenses or meet other ...

HARTFORD, Conn.--(BUSINESS WIRE)--The Hartford has introduced Behavioral Health and Substance Support Benefits, a new plan design option for its group hospital indemnity insurance product. The new ...

As enrollment in ACA-compliant coverage becomes more challenging, insurance products and arrangements that do not meet ACA standards will become more prevalent.