While your bank routing number identifies your financial institution and its location, your bank account number identifies your personal savings or checking account at that institution.

Some checks may list the routing number toward the top ... etc. To identify a location of a specific bank Internal bank transfers An employer may request the routing number to set up direct ...

Here's how the code is constructed: Bank code (four letters) Country code (two letters) Location ... Each nine-digit routing number consists of two different codes and a check digit.