A low-interest personal loan has an interest rate under the current market average of 12.65 percent, as of June 25, 2025. To qualify, you will need excellent credit and a higher income.

Looking for a personal loan at low interest rates? Compare top banks offering affordable personal loans and get tips to ...

Low-interest personal loans are offered to the most creditworthy borrowers by banks, credit unions, online lenders and marketplace lenders. They come with competitive annual percentage rates (APRs ...

Refinancing a personal loan means replacing an existing loan with a new one. Personal loan refinancing could make sense if ...

Take credit cards, for example. Those short-term borrowing products currently have rates averaging over 21%. Personal loan ...

Personal Loan Services That Offer Fast Cash Options for Americans With Low CreditAustin, June 28, 2025 (GLOBE NEWSWIRE) -- ...

And, in recent years, that has often been via a home equity loan. When interest rates spiked on other borrowing products, ...

Lower interest rates: Personal loans generally offer lower interest rates compared to credit cards. Additionally, higher credit scores make you more likely to receive the lowest interest rates. No ...

To lower your student loan interest rate, your options include signing up for autopay, consolidating or refinancing your loans, and improving your credit score.