Public sector banks sanction over ₹52,300 crore in MSME loans, transforming financing through a new digital credit assessment ...

Over 3.96 Lakh MSME Loans Approved Under New Digital CAM By Public Sector Banks. New Delhi, Jan 19 (KNN) Public Sector Banks (PSBs) have sanctioned more than 3.96 lakh loan applications amounting to ...

Public sector banks have sanctioned over 3.96 lakh MSME loan applications, totaling over Rs 52,300 crore, between April and December 2025. Utilizing a digital Credit Assessment Model, these banks ...

To boost the Digital India initiative, the government has approved nearly four lakh loan applications worth over ₹53,000 ...

While sanctioning tends to rise in the second half of the fiscal year, industry stakeholders termed this year's decline as “surprisingly low”.(AFP) Bank lending to first-time micro-entrepreneurs has ...

PSBs sanction 3.96 lakh MSME digital loans: Digital footprints are used by the model for KYC authentications, mobile and ...

Public Sector Banks (PSBs) have significantly accelerated credit flow to Micro, Small and Medium Enterprises (MSMEs) through the adoption of a Credit Assessment Model (CAM) based on digital footprints ...

The model enables objective decision-making for all applications and uses model-based limit assessment for both ...

Public Sector Banks sanctioned over 3.96 lakh MSME loan applications worth ₹52,300 crore using digital underwriting programs ...

The "digital footprints" analysed by the model include comprehensive data points such as GST data analysis, bank statement analysis using account aggregators, and ITR verification. The system also ...