A mortgage calculator shows your mortgage payment based on the home price, down payment, interest rate, and loan term ... look at your debt-to-income (DTI) ratio (or “back-end ratio”) to ...

FHA loans, for example, allow a back-end ratio as high as 43%. 5. Use a Mortgage Calculator A mortgage calculator estimates what your monthly payments might look like based on the inputs you provide.

7.05%. The Freddie Mac Primary Mortgage Market Survey (PMMS) reflects rates for first-lien, conventional, conforming purchase mortgages with a loan-to-value (LTV) ratio greater than 75 and less ...