However, for credit cards, the APR solely refers to the interest rate and does not include any annual fees that may be ...

What's the Longest 0% APR Offer You Can Get? At the moment, the longest 0% introductory purchase APR on a credit card is 21 months. That also happens to be the longest 0% interest period for ...

With a 0% APR intro offer on new purchases, you can avoid credit card interest for up to 21 months. These are the best ...

Still, to make the most of a 0% purchase APR offer, you need to commit to a payment plan that pays off your purchase balance before the promotional period ends — otherwise, you face paying 20% ...

A 0% APR credit card offers no interest for a period ... you'll incur a charge for all the interest you accrued since the date you made your purchase. The surefire way to avoid deferred interest ...

A card with a low introductory APR period might save you the most on interest in the short term. Look for a card with an introductory interest-free period longer than a year. If you tend to carry ...

If you've got a big purchase coming up, look for a card with an introductory 0% APR period. For existing debt, look into a balance transfer credit card. 0% APR credit cards give you a year or more ...

The APR most people are familiar with is purchase APR, but there are several other types of APRs you should be aware of when ...

If you use a card with a purchase APR of 21% for a $2,500 purchase and then make monthly payments of $150, it would take you 20 months to pay off the balance, and you'd pay an additional $481 in ...

Robin has worked as a credit cards, editor and spokesperson for over a decade. Prior to Forbes Advisor, she also covered credit cards and related content for other national web publications ...