The Employees' Provident Fund and the Voluntary Provident Fund serve as one of the essential tools for retirement income.

EPF is the standard contribution deducted from one’s salary. VPF is optional – you choose to contribute more. It is useful if you want to increase savings in a safe, long-term option without managing ...

With EPFO holding rates at 8.25%, salaried investors face a sharper question: whether higher guaranteed returns in EPF still ...

Income Tax on PF: Among the three schemes, PPF offers Exempt-Exempt-Exempt (EEE) status, making it one of the most ...

PPF vs VPF: These two schemes, PPF and VPF, come with different benefits, including interest rates, security features, and tax, but which one should you choose Both PPF and VPF accounts earn interest ...

Kolkata: Voluntary Provident Fund, or VPF in short, is a voluntary fund contribution from the employees. It can be viewed as an extension of the EPF account of the employee. The amount that accrues ...

PPF vs VPF: When it comes to tax-saving options, people have a number of schemes to invest their money, reduce taxable income and ultimately save tax. Of all the existing options, only a few fall ...

The three major government-backed retirement plans, Employee Provident Fund (EPF), Voluntary Provident Fund (VPF), and Public Provident Fund (PPF), operate differently in terms of interest rates, ...

Choosing the right retirement planning scheme is a crucial decision that can significantly impact your financial future. Among the various options available, the National Pension System (NPS) and ...

Voluntary Provident Fund (VPF) facility is available to salaried employees wherein they can contribute more than 12% of the Basic Pay+Dearness Allowance (DA) towards their EPF accounts. Employees are ...

Voluntary Provident Fund calculation: Salaried individuals working in an establishment covered by the Employees Provident Fund Organisation (EPFO) have an excellent opportunity to save for their ...