Zero Percent Credit Card Plans

Trump's 10% cap on credit cards could sting borrowers

A 10% cap on credit card interest? Many borrowers could do even better.

President Donald Trump proposed a temporary 10 percent cap on credit card interest rates in January, 2026. So did senators Bernie Sanders (I-Vt) and Josh Hawley (R-Mo), in 2025. Many cardholders could do better, with zero-interest balance transfer offers.

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Trump's 10 percent cap on credit cards may hurt more than some imagine

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Why Banks Are So Worried About a 10% Credit Card Rate Cap

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0 percent APR card mistakes to avoid

As of November 2, 2025, 0% intro APR credit cards offer a unique opportunity to manage expenses without the immediate burden of interest, especially during high-spending periods like the ...

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When a credit card balance transfer helps—and when it makes things worse

Moving debt to a lower-interest card can buy you time and money. Used casually, it can also keep you stuck in a loop of ...

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Trump's 10% cap on credit cards could sting borrowers

0 percent APR card mistakes to avoid

When a credit card balance transfer helps—and when it makes things worse

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