Mortgage rates are down and still under 7%. Today’s national average on a 30-year fixed-rate mortgage is 6.84%, according to Bankrate. If you choose a 15-year fixed-rate mortgage, the average rate is 6.

Mortgage rates moved down this week, according to data from Freddie Mac released Thursday. “The average mortgage rate decreased this week, which is welcome news to potential homebuyers who also are seeing inventory improve and house price growth slow,

Despite a slight rise, 30-year mortgage rates are still hovering near their lowest point since early May. Several other loan types also saw just minor movement.