Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

(WXIN/WTTV): Americans’ credit scores are declining. That’s according to a new report from FICO, which shows the average credit score in the U.S. currently stands at 715–a two-point dip from 2024. The ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...

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Credit scores are down, delinquencies are up and Gen Z is suffering the most from the credit crunch. These are some of the main takeaways from the recently released FICO Score Credit Insights report, ...

FICO will incorporate Buy Now, Pay Later (BNPL) loan data into credit scores starting fall 2025. This change aims to provide lenders with a more complete picture of consumers' repayment habits.