Knowing how credit cards work is a critical first step to avoiding debt traps or surprise fees — and unlocking valuable perks ...

Replay: What is a credit card, and how does it work? We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up.

If you’re falling behind on your bills, you’re not alone. A July VantageScore report found that even those with high credit scores are missing payments, as credit delinquencies spiked and scores ...