Jenny in Atlanta and her husband are in a tough spot, she told The Ramsey Show. She and her husband have around $50,000 in ...

Dave pulls in roughly $8,400 a month, but every dollar is already spoken for. His mortgage eats up about half his take-home pay, and after covering the rest of his bills, he tells the hosts he’s left ...

Debt-free living starts with smart choices. Here's what Ramsey says to avoid and where your money is well spent.

The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in ...

Build a free 2026 Excel budget file with bank import and XLOOKUP categories, so you track spending and savings without manual typing.