Learning debt is quietly eroding skills and performance. New research shows how companies and individuals can close the gap ...

Abstract: Debt collection is utilized for risk control after credit card delinquency. The existing rule-based method tends to be myopic and non-adaptive due to the delayed feedback. Reinforcement ...

During a town hall event last week, Tesla (TSLA) informed its employees about its plans to begin collecting data to train its Optimus humanoid robots at its manufacturing facility in Austin, Texas, ...

When a debt is sent to a collection agency, it appears on a borrower’s credit report and could impact their credit score for up to seven years. A WalletHub analysis found Wyoming had the highest ...

Imagine waking up one morning, sipping your coffee, and checking your bank account—only to find your funds frozen. No warning, no gradual process, just an instant freeze. It sounds like a plot twist ...

Collection accounts have become a common issue for borrowers in today's economic landscape. Between issues like persistent inflation, elevated borrowing rates and tighter household budgets, millions ...

Debt collection activity has been surging over the last year, and, perhaps unsurprisingly, this uptick is occurring at a time when many borrowers' finances are already stretched thin. Higher interest ...