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What is considered a bad credit score?
A FICO (Fair Isaac Corporation) score below 580 is considered a bad credit score, meaning it falls in the poor credit range. Along the same lines, a bad score using the VantageScore model is below 601 ...
Oops, I Accidentally Got a Perfect Credit Score. And I Think I Figured Out How I Did It
I wasn't chasing the elusive 850 credit score, but this one easy change got me there anyway. Here's what I did.