Today, a well-qualified borrower can get an adjustable-rate mortgage or ARM at under 6%, locked in for the first seven years.

The rate on a 30-year fixed refinance rose to 6.95% today, according to the Mortgage Research Center. Rates averaged 5.95% ...

Mortgage rates for 30-year loans increased slightly but are still hovering near their lowest level of 2025. Rate movement was mixed for other loan types.

Currently, the average interest rate on a 30-year fixed mortgage is 6.86%, compared to 6.91% a week ago, according to the ...

Rates on 30-year new purchase loans ended last week 5 basis points lower than the previous Friday, dipping to a 6.79% average. That's now the cheapest weekly average of 2025. Compared to five weeks ...

City National Bank gets top billing, offering $50,000 in grant funds in its Ladder Up program, which borrowers don’t have to ...

North American banks face heightened anti-money laundering scrutiny and a few related variables will determine whether or not this leads to more mortgage sales.

On the income side, issues often emerge when the mortgage applicant is self-employed. The software is geared to W-2s — the wage-and-tax-statement from an employer — and might flag your file when you ...

This does not influence our opinions or our ratings, which are editorially independent. Mortgage rates have been expected to decline in 2025 as the U.S. economy slows, inflation cools and the ...

with Musk in recent days commenting gleefully about shutting down payments. The emails also highlight how forceful the group from DOGE has been in sketching out a way to use the Treasury ...

Consequently, lenders impose stricter qualification requirements on borrowers, such as higher credit scores, larger down payments, and substantial cash reserves. Finding a jumbo mortgage for your ...