Terry Vine / Getty Borrowers commonly have two options for securing a mortgage: a loan officer or a mortgage broker. Both prepare loan applications and process them, but their methods vary.

A loan application fee is charged to a potential borrower for processing and underwriting an application for a loan, such as a mortgage or car loan. Although loan application fees may be required ...

What if the story of declining loan officer numbers is just that — a story? If you’ve been around the mortgage industry awhile, you’ve surely heard of a sharp decline in licensed loan ...

Jordan Tarver has spent seven years covering mortgage, personal loan and business loan content for leading financial publications such as Forbes Advisor. He blends knowledge from his bachelor's ...

With over three years of experience writing in the housing market space, Robin Rothstein demystifies mortgage and loan concepts ... member and chief investment officer of Palisades Group.

A key point of difference, though, is MyState’s large exposure to housing, and in particular, owner-occupied and low loan/value ratio loans. Housing loans make up most of MyState’s total loan ...

But home equity loan rates fluctuate in response to federal funds rate adjustments — so it's important to keep an eye on what the rate trends are for these types of loans. Read on to learn what ...

Arch Lending is known for its customer-friendly terms, including transparent interest rates, no hidden fees, and flexible loan-to-value (LTV) ratios. This makes it a solid choice for those seeking ...

Homeowners can get access to a large sum of cash at a fixed rate by borrowing against their property's value with a home equity loan. Katherine Watt is a CNET Money writer focusing on mortgages ...

Our opinions are our own. Here is a list of our partners and here's how we make money. A home equity loan is a second mortgage that allows you to borrow against a portion of the value of your home ...

A small business loan is a source of capital that can help you stock your shelves, buy new equipment or expand your footprint. Business owners can access financing through traditional banks ...

It is important to maintain a healthy credit score so that you can get your desired deal on the loan. Credit score is extremely important as it portrays your creditworthiness as well as reflects ...