If your pension comes into a bank account regularly, that bank may offer you a personal loan. Approval is often easier if you already have a long relationship with the lender.

Today, the mortgage interest rate on a 30-year fixed mortgage is 6.05%, according to the Mortgage Research Center. On a ...

If you receive any additional income, such as a bonus, tax refund, cashback, or unexpected savings, consider using it to repay a part of your loan. Directly reducing the principal amount lowers the ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Learn why your credit score matters more than ever with interest rates still elevated and how it can affect borrowing costs ...

When you apply for a personal loan, you would want the lowest interest rate and an easy approval process. But before you apply, make sure to check if you’re eli ...

We reached out to lending expert Kyle Enright, president of lending at Achieve, to get his take on how personal loans can ...

Use the loan provider's online application to enter your name, and age, and provide the specifics of your income and contact ...

As banks reduce their lending rate, following the RBI’s rate cuts, the principal component of EMI increases month-on-month, ...

It might lower your score in the short term but make it easier to improve your score over time ...

Typical criteria include age, income stability and CIBIL score. FIRSTmoney by IDFC FIRST Bank has simple eligibility criteria ...

This list can save you thousands of dollars and a world of difficulty. Here are eight common mistakes to avoid when applying for a personal loan.