If you’re seeking more affordable mortgage payments, a loan modification or a refinance could both help. Loan modifications ...

Refinancing could mean lower car payments, but you may pay more interest over the loan term. Instead, consider requesting a ...

Luis Ruelas took out an additional mortgage loan and requested an extension on the initial loan as he and wife Teresa Giudice ...

Mortgage rates are hovering in elevated territory, with a lot of uncertainty about where they're headed. But doing any of ...

Dmitrii Marchenko / Getty Images On Friday, 30-year mortgage rates shed points ... In addition, the criteria for included loans (e.g., amount of down payment, credit score, inclusion of discount ...

Choosing whether to recast depends on how large of a payment you can make and whether you want a lower monthly payment or an ...

The two biggest factors come from your record of on-time payments and the amount ... and lower your credit utilization rate. One of the largest home loan providers in the U.S., Rocket Mortgage ...

Who's this for: Like many credit unions, PenFed has lower ... a mortgage cost? Closing costs on a refinance mortgage are typically between 2% and 5% of the total loan amount.

Current home equity loan ... on the full amount you owe on your home, not just the portion of equity you want to borrow. Unless you can get a rate that's lower than your current mortgage rate ...