With a 0% APR intro offer on new purchases, you can avoid credit card interest for up to 21 months. These are the best ...

However, for credit cards, the APR solely refers to the interest rate and does not include any annual fees that may be ...

A 0% APR credit card offers no interest for a period ... you'll incur a charge for all the interest you accrued since the date you made your purchase. The surefire way to avoid deferred interest ...

Still, to make the most of a 0% purchase APR offer, you need to commit to a payment plan that pays off your purchase balance before the promotional period ends — otherwise, you face paying 20% ...

What's the Longest 0% APR Offer You Can Get? At the moment, the longest 0% introductory purchase APR on a credit card is 21 months. That also happens to be the longest 0% interest period for ...

If you've got a big purchase coming up, look for a card with an introductory 0% APR period. For existing debt, look into a balance transfer credit card. 0% APR credit cards give you a year or more ...

A credit card's APR, meanwhile, will jump to the standard purchase APR once the introductory no-interest period is over, and you'll still be able to make purchases with the card even after it's ...

Representative example: At an assumed credit limit of £1,200, at a purchase rate of 24.9% p.a. (variable), the representative APR is 24.9% (variable). Credit available subject to status.

If you use a card with a purchase APR of 21% for a $2,500 purchase and then make monthly payments of $150, it would take you 20 months to pay off the balance, and you'd pay an additional $481 in ...

The APR most people are familiar with is purchase APR, but there are several other types of APRs you should be aware of when ...