Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for ...

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Credit cards often carry the highest interest rates among common credit products, with the average interest rate hovering around 21%, according to the Federal Reserve. As such, carrying a balance from ...

Credit cards can be a valuable tool to keep costs down while offering extra protection. Though remember that all debt is like fire – used right it's useful, used wrongly and you'll get burnt. That’s ...

Clint Proctor is a managing editor with the credit cards and travel rewards team at Forbes Advisor. He has eight years of experience in personal finance journalism and has contributed to a variety of ...