At 65, she is preparing for retirement and is considering tapping into her own 401(k) to pay back the reverse mortgage.

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

At 65, she is preparing for retirement and is considering tapping into her own 401 (k) to pay back the reverse mortgage.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...

"With the belief that rates will hold steady in January and likely edge lower through 2026, a HELOC may position you to take ...

NRMLA said the current statute does not align with how reverse mortgages are structured or used by older homeowners.

The Department of Housing and Urban Development is selling more due-and-payable HECMs on homes that are occupied while ...

This type of mortgage is ideal for many retirees because it provides flexibility and can even help them defer taking Social ...

Mutual of Omaha led HECM endorsements in 2025 as the reverse mortgage market remained steady despite a lengthy government ...

Fannie Mae’s latest housing forecast projected the average 30-year fixed mortgage rates would be 6.2% in the first quarter of ...

With home prices climbing steadily over the last few years, today's homeowners are sitting on record-high levels of tappable ...