Mortgage points function as a fee that the buyer pays the lender to secure a below-average rate. This can be the difference between one of today's average 5.85% interest rates and a 5.35% rate. And ...

Explore current mortgage rates and what they mean for homebuyers.

BNY Mellon Global Fixed Income Fund returned 0.67% in Q4 2025 as global inflation eased. View the full report for 2026 interest rate and growth projections.

A high mortgage interest rate is relative, since it all depends on the current market, the type of loan you want, your FICO score, down payment amount and where you’re buying. But you can use some ...

Feb. 5, 2026, holding near its lowest level in years and remaining essentially flat from the previous week’s 6.

Mortgage Research Center. For 15-year fixed refinance mortgages, the average rate is 5.28%, and for 20-year mortgages, the ...

The current mortgage rate on a 30-year fixed mortgage fell by 0.04 percentage points in the last week to 6.13%, according to ...

Affordability of everything, from groceries to homes, has already become one of the major concerns of 2026. In particular, elevated mortgage rates have played a large part in reshaping the ...

Homebuyers with a $360,450 mortgage can save tens of thousands by refinancing from a 7.0% rate to a 6.5% rate.

The average long-term U.S. mortgage rate barely budged this week, staying close to 6% as the spring home-buying season nears. The benchmark 30-year fixed rate mortgage rate edged up to 6.11%, ...

If the average on the 30-year fixed moved to 6%, 5.5 million current homeowners would be able to benefit from a refinance, according to ICE Mortgage Technology. Those homeowners could save at least 75 ...