In most of the interviews or podcasts I do today, I get asked, “A lot of people are using AI for personal finance. Is this ...

Rolling return charts have recently become popular among DIY investors and advisors for mutual fund analysis. However, few ...

The latest Equity Mutual Fund Performance Screener is now available. Use it to screen for equity mutual funds that ...

In a recent talk, a person nearing retirement asked me to explain the differences between RBI Retail Direct Bonds and RBI ...

We live in the golden age of financial access. With a smartphone and a 4G connection, you can buy a piece of India’s top companies or a global index fund ...

A reader asked me to write about work-life balance and how to achieve it. So here goes. In my opinion, it is hard to define ...

We publish a list of stocks with low volatility and momentum each month. We provide data for BSE 500 and BSE 100 stocks.

In this article, Dhilip Krishna discusses why he became a fixed-fee-only SEBI-registered investment Advisor. He is a member of Fee-only India*. Dhilip can ...

A reader asks, “Can I invest a lump sum in equity MFs to increase my equity allocation from 45% to 65%?” A 65% equity exposure is not that high, but what matters is, do you have a strategy to reduce ...

Recently, someone on X referenced a trailing 5,7,10Y SIP returns comparison of direct plan large cap funds vs the Nifty 100 TRI and concluded that most active funds beat the index. They also noted ...

A reader says, “I am part of a private forum of FIRE (financially independent early retirement) seekers. We share each other’s FIRE journeys from time to time. I recently achieved a 40X corpus (= 40 ...

We discuss the role of income laddering (annuity laddering) in retirement planning and how to implement it. There are two extreme options in retirement planning: one where the corpus is managed in a ...