To be eligible for PSLF, you must "work full time at a qualifying organization and make 120 on-time loan payments," after ...

You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances range from 580 to 700 or higher. Refinances, like purchase mortgages, come ...

FHA and VA loans make up 40% of Rocket Mortgage’s total loan volume. Borrowers can apply via mobile app ... Which loan programs do not require a down payment or private mortgage insurance?

These are today's mortgage and refinance rates. Mortgage rates have been volatile recently, but they're still basically flat from a year ago.

An expiring appraisal can put a damper on your home purchase or refinance. Here's how long they last before you need a new ...

Veterans United was the largest VA loan lender in 2024, with 61,182 mortgages totaling $19.3 billion. Founded in 2002, the ...

One of the biggest advantages of filing as head of household is the higher standard deduction. For the 2024 tax year, heads of household can automatically deduct $21,900, compared to $14,600 for ...

An FHA loan is a mortgage insured by the Federal Housing Administration, designed to help buyers with moderate incomes or ...

Paying off debt at closing can help you qualify for a loan even if your current DTI is too high. Learn how it works and why it may be required here.

While ending mandated consumer rights, lenders can still ask for a reconsideration of value on FHA loans; plus, fair lending ...

What is a HUD home? Learn how these homes end up on the market and what buyers need to know before making an offer.

Owning a home is a dream for many. Whether it’s a townhouse in the city, a condo, or a single-family home, having a place to ...