Mortgage points function as a fee that the buyer pays the lender to secure a below-average rate. This can be the difference between one of today's average 5.85% interest rates and a 5.35% rate. And ...

You don't have to move to a new state to bring down your expenses for existing. Simply tighten up these outlays that are ...

The current average mortgage rate on a 30-year fixed mortgage is 6.05%, according to the Mortgage Research Center. The ...

From Rochester to Pittsburgh, these markets feature listing prices below $415,000 and mortgage payments that won't exceed 30% of your monthly income if you're between 25 and 35 years old.

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Learning how mortgages work can be confusing. We put together a brief guide focusing on where to find current rates and types of mortgages available.

A program in a bill set to be introduced this week proposes giving school districts state funds to build rental housing for teachers and other staff ...

The 28/36 rule oversimplifies home affordability. As a loan officer, I’ll explain why budget and homebuying needs matter more than rigid rules when deciding how much house you can afford.

Make sure you have enough for monthly expenses, retirement savings and a robust emergency fund with three to six months' ...

A Portland, Oregon, project aims to turn aging rentals into affordable condos. But that affordability currently rests on ...

Lower oil prices could ease household budgets, boost discretionary spending, and lift sentiment. Click here to read my full analysis.

Is there ever a perfect time to buy a home? According to a HelloNation article, the answer depends less on market trends and more on personal readiness. Jackie Kelly, REALTOR ® with The Cassina Group, ...