Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Comparing mortgage rates is harder than it looks. Learn how starting with no-cost quotes helps you spot competitive lenders and find your best rate.

A 30-year mortgage is the more popular choice, but a 15-year loan, with its significantly higher monthly payments, can help ...

You don't have to move to a new state to bring down your expenses for existing. Simply tighten up these outlays that are ...

From Rochester to Pittsburgh, these markets feature listing prices below $415,000 and mortgage payments that won't exceed 30% of your monthly income if you're between 25 and 35 years old.

The rate on a 30-year fixed refinance slipped to 6.11% today, according to the Mortgage Research Center. Rates averaged 5.22% ...

Learning how mortgages work can be confusing. We put together a brief guide focusing on where to find current rates and types of mortgages available.

No-closing-cost mortgages are mortgages where your lender pays the closing fees on your behalf. It shouldn’t be confused with a mortgage with no closing costs. Before considering a no-closing-cost ...

The 28/36 rule oversimplifies home affordability. As a loan officer, I’ll explain why budget and homebuying needs matter more than rigid rules when deciding how much house you can afford.

Make sure you have enough for monthly expenses, retirement savings and a robust emergency fund with three to six months' ...

Nearly 2,800 GTA mortgage consumers were in arrears during the third quarter of 2025, according to a new report ...

Lower oil prices could ease household budgets, boost discretionary spending, and lift sentiment. Click here to read my full analysis.