This is an article that walks through whether it's a good time to buy a certificate of deposit to save money.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

How much belongs in a CD? Enough to beat inflation, not so much you're stuck paying penalties. Here's what the experts say.

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates.

Read on to learn about the best banks for CD rates in 2026.

Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.

At the start of the decade, when interest rates hovered near record lows, many savers didn't even bother checking their certificate of deposit (CD) account options. With a return of around 1% or less, ...

IRA CD: If you have a cash balance in your IRA account, you can grow it faster by investing it in a high-yield CD. Certificates of deposit (CDs) offer more security and predictability than most with ...

Fed rate cuts would likely lower credit card and savings rates first, while auto loans and especially fixed-rate mortgages may stay high or even rise. How much consumers benefit will depend on credit ...

In recent years, certificate of deposit (CD) interest rates reached historic highs, due, in large part, to the Federal Reserve pushing up its benchmark rate to try and temper inflation. As the ...

Interest rates for certificates of deposit have soared in recent years along with rates for savings accounts, mortgages and other financial products. But not all CDs are created equal. Some offer low ...