A goodwill letter explains why you had a late payment and asks the creditor to take it off your credit reports. Use our downloadable template to simplify the process. Many, or all, of the products ...

You'll receive a 1099-K form if you use a third-party payment service ... should do if you receive a 1099-K to avoid this expensive mistake. A 1099-K form is a relatively new IRS income tax ...