With or without a relationship rate, Wells Fargo’s savings accounts pay below the national average savings account APY and far lower than the APYs available from the best online savings accounts.

Compare Today's Banking Offers Wells Fargo Review: Overall Rating Low rates on savings and CDs compared to online banks $2,500 minimum deposit required to open a CD High account minimum for ...

One of its accounts can offer good rates if you're able to maintain a high balance, but online banks still give better interest. Wells Fargo is one of the largest brick-and-mortar financial ...