Best Secured Personal Loans of 2026 - NerdWallet
Dec 11, 2025 · A secured personal loan is a loan you get by providing a valuable asset you own, typically a vehicle or savings account, as collateral in exchange for borrowed money that you …
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Best Secured Personal Loans in January 2026 - The Wall Street ...
5 days ago · Lenders can seize your collateral if you default on payments. Secured personal loans require collateral, typically in the form of a vehicle, savings balance or CD.
Secured Loan: What It Is, How It Works, & How To Get One
Oct 1, 2025 · What Is a Secured Loan? A secured loan is one that is collateralized—or secured—by a valuable asset, such as real estate, cash accounts or an automobile.
What Is a Secured Loan? How They Work, Types, and How To Get …
Mar 31, 2025 · A secured loan is a loan backed by collateral. Common examples include mortgages and car loans, where the asset being financed can be seized by the lender if the …
What Is a Secured Loan and How Does It Work? | Capital One
Dec 11, 2025 · Secured loans are backed by the borrower’s assets, called collateral. Collateral may include physical assets, such as a house or a car, or liquid assets, such as cash. If the …
Best Secured Personal Loan Rates From 3.50% in January 2026
Dec 19, 2025 · A secured loan is a personal loan backed by collateral, which is typically a personal item like a car, savings account or investment account. The lender can take that …
What Are Secured Loans And How Do They Work? | Bankrate
Jul 25, 2025 · Secured loans are loans that require collateral (assets) to back, or insure, the loan. Lenders may offer lower interest rates and larger borrowing limits on secured loans.