I bonds The interest rate on a Series I savings bond changes every 6 months, based on inflation. The rate can go up. The rate can go down. The overall rate is calculated from a fixed rate and …

Nov 26, 2003 · Series I Bonds, also known as I Bonds, are a type of savings bond issued by the U.S. Treasury that offer investors a unique combination of safety and protection against inflation.

Nov 1, 2025 · TreasuryDirect.gov is the one and only place to electronically buy and redeem U.S. Savings Bonds. We also offer electronic sales and auctions of other U.S.-backed investments …

Dec 1, 2025 · Series I bonds combine fixed and inflation-linked rates for a 4.03% composite yield, and this article explains how the rate works for savers.

Nov 1, 2025 · The inflation rate portion of the Series I bound is calculated with CPI numbers. On this date, the final numbers for the 6 month period will be known, and thus we can calculate …

May 9, 2025 · What are Series I bonds? Series I bonds are savings vehicles issued by the U.S. government. Similar to a Treasury bill, you are loaning money to the government and earning …

Nov 1, 2025 · Since 1935, we've offered many bond series, each with its own rates and terms. Some even funded special causes — for the Postal Service, the Armed Forces, and others.

May 19, 2025 · Series I bonds give you the opportunity, on up to $10,000 per person per year in savings, to earn more than the inflation rate, with that rate being reset every six months.

Jun 20, 2025 · Learn more about how to buy I bonds (Series I savings bonds), current rates, risks and rules.

Aug 8, 2025 · Series I savings bonds have drawn a lot of attention in the last few years as inflation flew. In 2022, billions of dollars of I-bonds were sold when their interest rate ran up to 9.62%.