That home that’s been sitting on the market for 30 days? That’s your opportunity. Here’s a strategy many buyers don’t know about: Instead of asking the seller to drop their price, offer full asking price and ask for seller concessions instead. Real example: Home price: $2,350,000 You offer: $2,350,000 (full price) You ask for: 3% in concessions = $70,500 back at closing That $70,500 covers your closing costs and/or can go towards points to reduce your mortgage rate - meaning you keep that cash

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Late on July 11, Typhoon Bavi made landfall in eastern China’s Zhejiang Province, bringing powerful winds, torrential rain and flooding across the region. Nearly two million people were evacuated before the storm, while roads were submerged, trees toppled and transport services were disrupted in parts of Zhejiang, Shanghai and Fujian. Bavi is the second typhoon to strike China in just 10 days. It comes as the country is still recovering from Typhoon Maysak, which triggered devastating floods acr

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Где купить драгоценные камни подешевле? Этим вопросом задаются все любители украшений. Из личных наблюдений могу заметить, что самое важное - это не конкретная стоимость за конкретный камень, а иллюзия того, что покупка будет выгодная, потому что ближе к месторождениям. Это самое большое заблуждение. На самом деле, чем ближе к месторождению, тем дороже камень. И вот почему: Правила рынка всегда работают одинаково. Сейчас попробую привести очень упрощенный пример. Вот представьте, что у вас есть

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