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You don’t need extra money to teach money skills. 💛 We created our own family currency, Smith Bucks that our kids earn, save and spend at our family store! Some rewards cost money, but many of their favourites are completely free: ✨ Play dates at the park or house ✨ Swimming (free entry with lessons) ✨ Family movie night ✨ Staying up a little later ✨ Extra screen time They’re still learning how to earn, save, delay gratification and make spending choices. The same financial skills we’d teach wi
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#finance #investmentbanking EBITDA → Free Cash Flow 👇 EBITDA – D&A = EBIT EBIT × (1 – tax rate) = NOPAT (Net Operating Profit After Tax) NOPAT \t•\tD&A (non-cash) – CapEx – Change in Net Working Capital = Free Cash Flow • NOPAT shows after-tax operating performance • FCF tells you what cash is left for debt equity holders
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Amazon beat on its Q1 earnings report, but free cash flow decreased to $1.2 billion for the next 12 months. #amazon #earnings
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