🌟Manufactured Home Loans: Real Property vs. Chattel Explained in a Minute! 🏡Hey everyone! In this quick clip, I'm diving into the key differences in loan products for manufactured homes. The big question: is it real property or not? Here's the rule of thumb: if the home was built on or after June 15, 1976, it’s considered a manufactured home and can be real property if it's permanently affixed to land you own. That means you can go VA, FHA, USDA, or Conventional. If it's not meeting those crit
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🌟Manufactured Home Loans: Real Property vs. Chattel Explained in …
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🌟Chattel Loans: The Key to Financing Your Manufactured Home!🌟 Unlock the secrets of financing your manufactured home with a chattel loan! In this quick 60-second guide, Kris McCullough, a seasoned loan officer and manufactured home specialist, breaks down what a chattel loan is and how it can work for you. Discover the key features, such as lower down payments and fast closing times, while understanding the trade-offs like higher interest rates. Perfect for those placing homes in parks, leasin
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🌟Chattel Loans: The Key to Financing Your Manufactured Home!🌟 Unlock …
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