36K views · 160 reactions | Dave Ramsey’s Baby Steps - The Smart Way to Build Savings and Crush Debt!  Take control of your money, build an emergency fund, and say goodbye to financial stress for good!  #DaveRamsey #BabySteps #SmartSaving #WealthBuilding #MoneyTips #Finance101 #DebtFree #CreditCardDebt #CreditCards #MillionaireMindset #MoneyBoundaries #FamilyAndFinance #FinancialWisdom #Debt #ViralVideosFacebook #Facebook #TikTok #Insta #Snapchat #YouTube | Wealth Wise | Facebook
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36K views · 160 reactions | Dave Ramsey’s Baby Steps - The Smart …
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The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey
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Baby Step 1 is save $1,000 for your starter emergency fund. When I first started doing this, I did not have that as Baby Step 1. I had, “Shut up and get out of debt.” But then people would have an alternator blow on their car that was $350, and they didn't have any money because I told them to put everything on their debt. So they would sit there going, “I'm broke, and I got to get to work. Screw you, Dave, this doesn't work.” And they would quit. And so I went, okay, we got to have a little bit
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FacebookDave Ramsey
Baby Step 1: Save $1,000 for your starter emergency fund. I know what you’re thinking—Is $1,000 really enough? It is. This isn’t your forever emergency fund. It’s your starter fund to keep you from going deeper into debt while you attack Baby Step 2. When you’re focused, you’ll knock out debt fast, and then you can build a fully funded emergency fund. Stick to the plan—it works! | Dave Ramsey
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